Attorney fees can range from pro bono to the moon. Other professionals involved in a private adoption might include a facilitator or consultant to connect the adoptive family with a birth mother, though 26 states “prohibit the payment of any fee for connecting an adoptive family with a pregnant woman or obtaining consent to adoption,” according to the Child Welfare Information Gateway. And this is part of what you’re paying for when you pay an accredited agency: You know that they’re legitimate, not a profiteer merely claiming to be able to connect you with birth parents.
These are a central factor to the question, “Why does adoption cost so much money?” Variable adoption costs are comprised of expenses that can change in each unique adoption situation. Typically, these are fees paid toward needs of the prospective birth mother. The amount of variable adoption costs incurred in a given adoption situation will be dependent on the birth mother’s unique needs, as well as what is allowed by the adoption laws in her state. Some of these costs can be things like:
I will advise you that this article is written from my own personal experience and research, please do not take it as legal advice. Please contact your local adoption agency or attorney for more information regarding how expense adoption is in your area. But for now, this article will contain basic information on how expensive adoption is and what you may expect.
Secondly, adoption requires a lot of legal hoops, and for good reason. A lot of what you’re paying for is the peace of mind that the child you adopt is now fully and legally yours. If you don’t follow all the proper legal procedures, if the birth mother isn’t fully aware of her rights, if she doesn’t sign the right documents or isn’t told the right thing at the right time, if you haven’t dotted all the i’s and crossed all the t’s than the new child you adopted could be taken away. A judge could declare the adoption null and void and you lose. How much would that suck?
This is a tax credit offered to adoptive parents to encourage their adoption. The United States International Revenue code offers a credit for “qualified adoption expenses” paid or incurred by individual taxpayers. The credit apply’s for all types of adoption except step-parent adoption and is available in the year the adoption is finalized. In 2017, the maximum adoption tax credit was $13,570 per child. The amount changes year over year due to inflation. Talk with your tax adviser to understand more about the Adoption Tax Credit and how it can work for you. The Adoption Tax Credit is not refundable, but it does provide financial assistance to many families each year.
The question of “Why is adoption so expensive?” is simply answered with the knowledge that it takes many people and many processes to complete an adoption journey. The use of adoption professionals is crucial to ensure that an adoption is both legal and ethical. These services will cost in order to be sure that the best care is taken in the adoption process. As adoption laws are ever-changing and different adoption processes have different regulations, the costs of an adoption can vary greatly. These costs are many professional services combined that allow for adoption to protect all parties involved and to complete the due diligence needed to make the adoption as efficient as possible. Luckily, there are many ways to not only afford adoption, but also to recoup some of the fees through the adoption tax credit. The adoption tax credit is not a refund but will offset the tax obligation of adoptive parents. To find out more about the cost of adoption and ways to afford adoption even for those with limited income, you can read more at this link.
Costs of adopting may be minimal or can total more than $40,000, depending on a number of factors. The chart below outlines some general categories of adoption and costs associated with the services provided. The wide range reflects the multitude of factors that can affect costs, including the type of adoption, type of placement agency or facilitator, and child’s age and circumstances. Prospective adoptive parents are encouraged to check with the agencies they are considering to find out more about specific costs for their circumstances.
When using a sliding scale, an agency sets a fee for its services based on the family's income or ability to pay. If you are exploring working with a private agency, ask if this is an option, even if it is not mentioned in the agency's literature. A sliding scale can make the cost of a homestudy, parent preparation classes, or post placement supervision much more affordable for low or middle income families, allowing them to focus their financial plans on raising their children rather than only on adopting them.
I think part of what’s so hard about the high cost of adoption is that it brings to mind the frightening idea of buying a child (especially when you see the catalogs of kids needing to be adopted, complete with pictures and descriptions). That’s not what’s happening here, and most agencies seem to go to great lengths to make that clear. The birth mother is not receiving a payment (though her medical bills, legal and counseling needs will be covered). The adoption agency is not getting rich (our agency pointed out that their nice new building was funded completely by donations–not a penny of adoption fees went to the construction costs).
There's pretty much always what's known as a home study, in which a social worker creates an incredibly detailed profile of the pre-adoptive family. This profile includes their finances, education, employment, medical history, criminal history, personal history — basically everything a woman putting a child up for adoption could want to know. In fact, these profiles are so chock-full of sensitive information that when I was in the process of choosing a family for my child, my social worker read them to me aloud rather than letting me actually see them.
6. Your child may celebrate two special days. Often adoptive families celebrate not only their child's birthday but also the day he was adopted. (Sometimes this is called "Adoption Day," "Family Day," or "Gotcha Day.") Whether or not you choose to do something special for Adoption Day is up to you. But some families have a small celebration at home and perhaps look at pictures or a video from the day their child was adopted. Other families get together with their "travel group" (families with whom they traveled to the host country and who adopted on the same day), and have a larger celebration, honoring all their kids.