The question of “Why is adoption so expensive?” is simply answered with the knowledge that it takes many people and many processes to complete an adoption journey. The use of adoption professionals is crucial to ensure that an adoption is both legal and ethical. These services will cost in order to be sure that the best care is taken in the adoption process. As adoption laws are ever-changing and different adoption processes have different regulations, the costs of an adoption can vary greatly. These costs are many professional services combined that allow for adoption to protect all parties involved and to complete the due diligence needed to make the adoption as efficient as possible. Luckily, there are many ways to not only afford adoption, but also to recoup some of the fees through the adoption tax credit. The adoption tax credit is not a refund but will offset the tax obligation of adoptive parents. To find out more about the cost of adoption and ways to afford adoption even for those with limited income, you can read more at this link.
To begin with, there are many steps involved to ensure the safety of the child. Whether you adopt domestically or internationally, you will need a home study. Your home study involves an examination of your finances, relationships, health, home, and motivations for adoption. A licensed social worker will conduct in-person interviews, then sift through all your mounds of paperwork to write an evaluation of your family. There are background checks, fingerprints, medical examinations, and adoptive-parent education trainings, all of which carry a price tag. Additionally, you will pay for post-adoption reports to confirm the adopted child is being raised in a secure, loving environment.

The information provided on this site is for general information purposes only. The information you obtain at this website is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your own individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Use of this website or submission of an online form, does not create an attorney-client relationship. The hiring of a Texas-based attorney is an important decision that should not be based solely upon advertisements, informational videos, or an Internet website. This website is sponsored by Hardesty Law Office. Principal Office: 107 S. 4th Street Midlothian, Texas 76065.


Which professionals, and how much they get paid, depend upon whether the adoption is domestic, international, through an agency, private, or if it's a second-parent adoption, where the spouse or partner of a child's parent legally becomes the second parent. For the adoption of a child from foster care, a number of costs go down significantly or vanish altogether, because the costs are often absorbed by the public (state or government) agency that has legal custody of the child. In non-foster cases, the adoptive parents bear the burden of the cost.
American Adoptions, a private adoption agency founded on the belief that lives of children can be bettered through adoption, provides safe adoption services to children, birth parents and adoptive families by educating, supporting and coordinating necessary services for adoptions throughout the United States. For more information on American Adoptions, please call 1-800-ADOPTION (236-7846)

There are many options out there for covering adoption costs. Some people have worked a second job, made significant cuts in their spending, or saved for several years in order to finance an adoption. Others have taken out loans, borrowed against their 401K, or taken advantage of an employer’s adoption benefits. Adoption grants are out there, but there are far more applicants than funds available, so grants cannot be counted on for funding. Finally, some people do fundraise, though within the adoption community, this has a very mixed reception. And remember, as you will see, some forms of adoption cost less than others. If you qualify for adopting from foster care, and that is something that fits your family, then it can be an affordable adoption option.
Why does adoption cost so much? How do some families adopt at no cost? Questions about the costs of adopting are often one of the first questions that hopeful Adopting Parents looking to adopt ask. With so many different types of adoption programs and different costs associated with the process, one family’s cost to adopt may be completely different from another’s. Every adoption is unique and the costs will vary, but it is important that you get an understanding of all the services involved and a range of what fees may look like.
Asking friends and family to donate to your garage sale can be an amazing way to raise funds for your adoption. Hosting online actions on social media can also help you reach a larger crowd. You can ask your friends who have services or items they create or sell to donate to your auction and appreciate the free marketing and advertising you provide on their behalf with their items and services. For our Yard Sales, we asked all of our friends and family to donate unwanted items that they no longer needed.  We had an outpouring of donations.  We also asked friends and family to donate baked goods and had a bake sale at our Yard Sale.  On the same day of our Yard Sale, we advertised for a car wash at a local grocery store.  Between both events we raised almost $6,000 in one day.  I set up a Square account and people gave/donated more because they could use a debt/credit card.
After the legwork of adoption eligibility is completed, the adoption cost moving forward will largely depend on if the prospective adoptive parents are already matched or need to be matched. If the prospective adoptive parents need to be matched with a birth mother, the agency or attorney will often require a match fee. This fee allows for the agency or attorney to work, on the prospective adoptive parent’s behalf, to advertise them to expectant mothers as a potential placement for their child. There will also likely be birth mother expenses that prospective adoptive parents are obligated to pay under their state law. These expenses go towards pregnancy-related expenses such as medical care, maternity clothes, and some living expenses. The adoption cost related to birth mother expenses will be determined by the state and may be waived in some instances. Some states put a cap on the amount of birth parent expenses that are allowed. To see what birth mother expenses your state requires, you can review that information on this link.
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