One of the biggest ticket items in the adoption cost of international adoption is the agency fee. This fee pays for the adoption agency to act as your liaison between you and the country you are adopting from. Their employees help to match you with your child, provide adoption education, help you to complete the needed paperwork, translate and submit it to the country you are working with, facilitate travel, and also keep their own licensing up to date. All of this comes with a fee. Most program fees (the costs paid to an agency for these services) run between $5,000 and $10,000, depending on the agency and which country you are adopting from, though sometimes agencies will quote up to $25,000 for their fee. It pays to do your research.
These numbers include everything: travel, paperwork, agency, attorney, etc. China, Ethiopia, and South Korea are the only countries that AdoptiveFamilies.com publishes, because they are the most popular. While most other estimates for international adoption appear comparable, those numbers can sometimes go down significantly if a family is willing to adopt older children, sibling groups, or children with disabilities or medical needs. Here's how those expenses break down. 

Unlike with other types of adoption, Adopting Parents that adopt through foster care may also receive federal and/or state adoption assistance, which can include medical assistance and monthly maintenance payments. This assistance is made available to parents that adopt through foster care to ensure that finances do not prevent them from adopting and to ensure that a child’s special needs are met until they become legal adults.
AdoptionLife.org is a licensed private agency specializing in infant domestic adoptions. Private adoption agencies, such as AdoptionLife.org, work with expectant parents who have chosen to make an adoption plan. We provide support, counseling and advocacy throughout the entire process. We encourage expectant parents to choose a prospective family for their child based on shared information and regular contact. Private adoption fees average between $30,000-$40,000 and may include the following:
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For foster care adoptions in the US, Adopting Parents will have little or no out of pocket expenses. Typically, the children available for adoption through the foster care system are older children and the adoption is often funded by the state. Some Adopting Parents may hire a private agency to help them through the process but these costs are often reimbursed through federal or state programs after the finalization of the adoption.
These fees vary greatly depending on which agency and country you choose. Additionally, international adoption is often expensive due to the travel involved. You may have host fees, which include the expenses related to your adoption facilitator in-country, airline fees, hotel fees, and cab or driver fees. Once you return home, you may wish to readopt your child. Though your child is legally adopted in his or her country of origin, readoption refers to the legal process through which your child may be re-recognized as your legal child.
Most importantly, are you ready to give your adopted child endless amounts of unconditional love and support for a lifetime? While all families are not created equally, all children are and have similar wants and needs. You’re going to have too many blissful days to count, boatloads of infant/toddler/childhood/teen testing moments, and more than your share of life-got-in-the-way ups and downs to maneuver. Are you also ready to accept the great responsibilities of ensuring that you honor your adopted child’s past, culture, and questions and concerns that are sure to come up over the course of your lifetime together?
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Again, this all comes down to protection and fulfilling the sacred responsibility that comes with caring for someone else’s child. Imagine if you gave up your own child. Do you think you just hand the kid over and say, ‘OK, you can be the parent’? Should it be that simple? No, you owe it to yourself and to your child to make sure this is the right decision, to make sure the new parents are good for that child, to make sure you’re not going to change your mind and jerk the poor kid back and forth between parents.
15. Normal, age-appropriate challenges will be both punctuated and informed by your child’s adoption.  Often times, that which punctuates and informs those struggles is 100% unknown to you.  This is hard on everybody.  As difficult as it is for you as the parent, though, imagine how tough it is for your child that you and they don’t necessarily know what they have been through.
Loans may make sense to cover large and immediate expenses that may be reimbursed later by your employer, the military, or the government's reimbursement of non-recurring adoption expenses. One source of loans is the National Adoption Foundation which can be accessed through www.nafadopt.org. The National Adoption Foundation also awards grants for families in need.
Most adoptions through foster care are done without a charge to the adopting family. In some instances, an out-of-state family may need to pay for the cost of the Adoption Home Study and Post Placement Supervisory Visits . In some states, the adopting parent(s) need to pay for the finalization of the adoption. There will also be a series of trips to the other state to meet and bond with the child before placement into your home. The adopting family covers those costs. A local foster care adoption can cost up to $2,000, not including travel expenses.
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