Adoption agencies do not expect the entire cost of an adoption to be paid "up front." For example, an agency might divide payment into three portions, with one-third of the total amount to be paid when filing the initial application, one- third at completion of the homestudy process, and one- third when the child is placed and the post placement supervision period begins. Budgeted over time, these costs will not make such a big dent in money you may be saving for the costs of raising a child. When fees are linked to a specific service or part of the process, the family is also in a better position when something unexpected happens, such as an agency suddenly going out of business. Ask specific agencies about their payment plans when you are selecting an agency.
When you’re hoping to adopt a baby, there’s a lot to learn! One of the best ways to prepare for your own path to adoption is to get answers from experts who work with the type of adoption you’re pursuing. On this page, you’ll find expert answers to the questions people ask when they are thinking about adopting a baby, and when they’re considering Lifetime to help them adopt. You’ll learn a lot about what to expect, and get to know Lifetime better too.
There are many options out there for covering adoption costs. Some people have worked a second job, made significant cuts in their spending, or saved for several years in order to finance an adoption. Others have taken out loans, borrowed against their 401K, or taken advantage of an employer’s adoption benefits. Adoption grants are out there, but there are far more applicants than funds available, so grants cannot be counted on for funding. Finally, some people do fundraise, though within the adoption community, this has a very mixed reception. And remember, as you will see, some forms of adoption cost less than others. If you qualify for adopting from foster care, and that is something that fits your family, then it can be an affordable adoption option.
Keep in mind that the majority of cats fall under the category of common domestic house cat, all of which are mixed breed. This category includes cats with distinctive coat patterns like tabbies, tuxedos, calicoes, and tortoise shells, and also includes short-haired and long-haired varieties. The temperaments of these cats can vary wildly. Even two cats who appear identical on the outside can have vastly different personalities. One benefit of their diverse gene pool is that mixed-breed cats are less prone to genetic disorders common to pure breeds, says VCA Animal Hospitals.
Birth and Adoptive Parents are entitled to separate and impartial legal representation during the pregnancy and at the time of placement. Adoptive parents require legal counsel at the time of finalization of the adoption. If birth parents will be part of the finalization process, they will also be entitled to legal counsel. The adoptive parents typically pay for all legal costs, including court filing fees and serving notice, when needed.
Lastly, you will need to be sure you have dotted and crossed your legal i’s and t’s. If your child’s paperwork (mainly her certificate of citizenship) is not in the name she will be using, you will need to legally change her name to the correct one. This will most likely involve going through a readoption in your state. Some states require this step anyway, so you can do it at the same time. Other states have an administrative option for obtaining a Certificate of Foreign Birth, the equivalent of having a U.S. birth certificate. Readoptions can cost as much as $2,000 with the administrative options being less. To apply for a corrected Certificate of Citizenship, you will be asked to send in $555
Temperament and personality. Do you prefer a cat that is friendly and outgoing, or one that keeps more to herself? Does she need to get along well with children or other pets, or will she be an only cat? Do you want her to be energetic and playful, or more calm and laid back? Would you like her to be talkative or would you rather she be quiet? These characteristics have a lot more bearing on how happy you'll be with your new kitty than superficial traits like what her coat looks like, so it's important to determine your preferences before visiting the shelter. Luckily shelters allow and encourage you to interact with the cats before adopting in a cat-designated room. This will help you better determine her temperament. If she is open and apt to playing with toys, she probably is pretty outgoing. If she hides in the corner, she probably will take some time to warm up to you. If she is very friendly, purring and letting you pet her, she is likely a great cuddle buddy.
Are you creative, crafty, or crazy good in the kitchen? Consider selling your handywork to promote your hopes to adopt and raising funds to help afford it. It can be a lot easier for some to financially assist your adoption when they receive something in return. Sharing your talent is a great way to fundraise for your adoption. We held a weekly bake sale all summer and raised $2,000.
I know these numbers seem staggering and you probably think you cannot afford to adopt a child, but there are ways to “offset” some of these expenses. As I mentioned earlier in the article, talk with a tax professional to discuss what options may be available for in regards to the adoption tax credit and/or adoption assistance programs. You may also be able to apply for grants. A simple Google search for “adoption grants” will result in hundreds of possibilities. Applying for grants takes time, however, it usually pays off in the end. You may also be able to apply for a no-interest or low-interest loan to cover your adoption expenses. There are several online resources for that as well. Get creative with fundraising. I know it seems silly to be asking people to help pay for a child, however, you will be surprised at how willing people are to help you. Have a garage sale. Have a bake sale. Create an online shop for something you make by hand. Start a 5k run/walk. Provide concessions at events. The possibilities really are endless, you just have to be willing to try.
Elaine E. Schulte, MD, MPH, FAAP is a board certified pediatrician and Professor of Pediatrics at the Cleveland Clinic Lerner College of Medicine at Case Western Reserve University. She is the Medical Director of the Adoption Program at Cleveland Clinic Children's and has cared for hundreds of families and children touched by adoption. She also provides pre-adoption consultation service through MyConsult. Within the American Academy of Pediatrics, Dr. Schulte sits on the Executive Committee of the Council on Foster Care, Adoption, and Kinship Care. She is the parent of two children adopted from China.
11. Before even beginning the process, know this: You are in this for the long haul. If your child develops in a way you did not expect, you are still their parent. Do not assume that you can do anything with your child through adoption that you would not/could not do with a child from birth. Yes. Adoption can be difficult. As I mentioned, there are always scars. Often times those scars can cause behaviors and emotions that are incredibly challenging. You need to know that before you sign on the dotted line. If you would not “return” a child born to you with a severe disability, don’t expect to “return” a child from adoption who is emotionally scarred. If your child needs a level of support that you cannot provide by yourself, it is your job to find the necessary resources AND continue to support the child as a parent should.
One of the biggest ways to offset your adoption bill is with the tax credit. You can receive up to $13,460 per child in reimbursement for "qualified adoption expenses," and this number goes up every year. Also, you don't have to claim it all in one year; if you claimed $3,000 in 2014, then you can still claim the remaining $10,460 credit by 2018. Some states have tax credits as well. Ellison stresses the importance of finding an accountant or CPA who knows how to apply these credits. For instance, Bills Tax Service in Illinois specializes in this credit and will do taxes for families anywhere in the country. Active-duty members of the military can also receive reimbursement of up to $2,000 per child for adoption costs.
20. Adoption is still a subject that requires some careful treading in many circles. People will tell you that the issue you are facing is a normal, age-appropriate issue. That may well be true, but adoption adds another layer and you, as the parent, must be prepared to dig in and work through the issue with your child. Other people will respond to adoption thoughtlessly (the grandparent who treats children who were adopted differently, the teacher who points out your child any time adoption is a topic, the neighbor who is uncomfortably nosy). In choosing to adopt, you are also choosing to be both your child’s protector and your child’s advocate. You will be responsible for educating the uncouth teacher and nosy neighbor. It is your job to have the difficult conversation with the thoughtless grandparent.
If you are prepared for the adoption process, the sometimes unknown, and the possible time needed – that’s great. I work from home, and we are experienced pet owners it is easy for us to adopt. You may not have the same situation. The best thing for you, and your future four-legged family member, is to consider all aspects of your personal circumstance, lifestyle and goals.