Although you’ll be the head of your household and master of your domain, parenthood is not an island. Single or married, do you have a support system in place—family or friends who will be there for you and back your decision to adopt? Who will embrace your child the same way they would a biological child? Although modern society seems to dictate the notion of super dads and moms who can do it all and then some (until that whole reality thing kicks in and you eventually wind up a ravaged pile of parenthood goo wondering where you went wrong and whether or not another vitamin smoothie would’ve helped), the challenges and demands of raising a child have only increased and you’d do well to make sure you have a few people you and your little one will be able to count on.
International adoption is the adoption of a child born in another country than the one in which you reside. International adoption also has a very wide range of fees, as each country has their own fee scale and traveling to each country varies. The average international adoption can range from $30,000 to well over $50,000. Similar to the agency adoption costs above, international adoptions will require the following fees:
4. Some people will treat you like you are not a real family. Our first social worker—I said SOCIAL WORKER—was pregnant. She constantly communicated to us that while she was forming a family, we were apparently playing house. When she did a home visit, 8 months pregnant, she stopped at the nursery and said, “Oh…hmmmm…I guess I wouldn’t recommend setting up room for a child since, you know, you might not get one.” Before firing her, I asked, “Do you have a nursery set up?” “Yes,” she said, pointing to her swollen belly, “But, you know, mine’s a sure thing.” Ouch.
For certain organizations, there are limitations on who can adopt. Adoptive parents must be in good health and able to pass a background check, and some agencies require a significant age difference between the family and the adoptee. Certain agencies may have more stringent requirements than others, so be sure to contact multiple organizations before making a final decision.
Part of what drives up agency costs is the fact that adoption professionals need to specialize. For instance, as a birth parent, I had a social worker who only worked with birth parents, and my son's adoptive parents had a social worker who only worked with adoptive parents. This prevented a conflict of interest for our social workers; mine didn't have pre-adoptive parents whispering in her ear. As Kelly Ellison of Your Adoption Finance Coach puts it, “Each professional involved in the process does a specific job, and that's how the prices go up.”
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Some children have multiple diagnoses that affect their health, social and emotional well-being, and school performance. The more you know, the better prepared you can be to advocate for your child and handle situations as they may arise. Accurate information will also help you know more clearly why and when you may need to seek support from various professionals, get advice from experienced foster and adoptive parents, or tap into other community resources for help.
Adoption Home Study - ArticlesHow to Complete the Home StudyFinding an Adoption Home Study ProfessionalLocal Adoption Home Study ServicesAdoption Home Study Questions and AnswersPreparing for a Successful Home StudyHome Study ChecklistHome Study Requirements - And How to Make Sure You Meet ThemCommon Home Study Interview Questions - And How to AnswerWhat Does the Adoption Home Study Cost?
There will also be other adoption-related costs while you are in country. You will need to pay for your child’s passport, visa, and visa physical. If you are traveling to China, you will also have the orphanage donation, which is often around $5,000. Additionally, other countries will have childcare fees. (On a second note, this article lays out the real costs of parents choosing to not pay the donation, which is exceedingly important to note.
You may have quite a long waiting period to adopt at a rescue center, but this is usually not the case at a high-kill city pound. When adopting in a rescue shelter, there is usually a long application that is verified, a home visit, and a trial period. This can be an issue if you need to have your new four-legged family member before a certain occasion.
As for your comments on adoption, yes it is expensive. And no there shouldn’t be a price on a human life. But as I’ve explained above, repeatedly, there are serious issues and honest reasons that require certain costs. The legal work involved in bringing a child into your family is no small thing. Someone has to do that work. Someone has to pay for it. Maybe our system is screwed up, and there are broken things about it, but that reality is true: things cost money and it has to come from somewhere.
Breed. Purebred cats, such as the Siamese, have somewhat predictable cat characteristics based on their breed. For example, you can be certain that a Siamese will be loud and vocal, just as you can be certain that a Maine Coon will be friendly and affectionate. Before you visit the shelter, it's a good idea to research different cat breeds and their temperaments.
For private domestic adoption, whether you work independently or with an agency, you can expect advertising fees. Advertising fees may include classified ads, video production, or the construction of a website. You may choose to do this independently or work with a consultant. Consultants cost more but may yield better results and quicker matches. There are legal fees for both the adoptive family and the birth mother (which the adoptive family usually cover), document authentication fees for the compilation of your home study, and required legal document filing. Birth mother fees may include medical expenses, living expenses, counseling, and prenatal and postnatal care. Once the child is born, there will be airline and hotel fees, which vary greatly depending on where the birth mother resides.
Loans are available to families hoping to adopt. Many companies offer loans and some even offer little or no interest. Each adoption loan is different and some have criteria for loans to be awarded. Most adoption loans only take a few days for approval. However, it’s up to you at what point in your adoption process you wish to take out a loan. It’s also important to note that many adoption loans are faith-based, so do your research before filling out any loan applications. We refinanced our house twice to obtain extra money for both our adoptions. Loans are a great way to finance adoptions because they allow families to borrow a large amount of money and offer fixed interest rates and terms. This can make it easier for you to budget. Remember, each family is different. It is important to research and to choose the best adoption loan that fits your situation. For more information about adoption loans, visit HERE.
While adoption can be quick and seamless, no two adoptions are the same and it can be difficult to predict how your situation will unfold. Families can spend anytime between a few weeks to several years waiting for the perfect match. Even when matched, there still may be emotional ups and downs. It can be disappointing and expensive to continue the process if you aren’t fully committed, so make sure this is something that you believe is worth the effort.
All adoptions journeys are not the same, nor are the rules, requirements, and restrictions that go along with the various processes. Are you interested in infant adoption? Older child? Special needs? Sibling group? Domestic? International? Don’t rely on internet searches. Start reaching out to your local adoption community and support groups. Seek legal guidance for the answers to questions you have concerning what sort of adoptions are available to you in your country/state. Navigating adoption can be confusing and time consuming. By getting good advice and the correct answers up front, you’ll be doing yourself and your adopted child a huge favor.
There are many options out there for covering adoption costs. Some people have worked a second job, made significant cuts in their spending, or saved for several years in order to finance an adoption. Others have taken out loans, borrowed against their 401K, or taken advantage of an employer’s adoption benefits. Adoption grants are out there, but there are far more applicants than funds available, so grants cannot be counted on for funding. Finally, some people do fundraise, though within the adoption community, this has a very mixed reception. And remember, as you will see, some forms of adoption cost less than others. If you qualify for adopting from foster care, and that is something that fits your family, then it can be an affordable adoption option.
Probably the most common questions asked in adoption: "How much does it cost to adopt a child?" or "What is the cost of adoption?" Not all adoption processes are the same and each one has its own expenses. In a domestic adoption, expenses may include legal representation for the adoptive and birth parent(s), medical costs, counseling, rent, phone and travel for the birth parent(s), and travel, court, Home Study and networking/advertising costs for the adoptive parent(s). In an international adoption , there are agency or attorney fees plus the applications to United States Citizenship and Immigration Services. In the country from which the child will immigrate, there are legal and agency costs, court, medical and document and translation costs, donations to the child welfare center and local travel.
And it's not because there are fewer children up for adoption. In 2013, there were 7,092 worldwide adoptions. "The 2014 numbers arent out yet," international adoption attorney and director of outreach and advocacy for Both Ends Burning Kelly Dempsey told BuzzFeed Life. "But I anticipate lower numbers for this past year—maybe around 5,000 successful adoptions."
Adoption agencies do not expect the entire cost of an adoption to be paid "up front." For example, an agency might divide payment into three portions, with one-third of the total amount to be paid when filing the initial application, one- third at completion of the homestudy process, and one- third when the child is placed and the post placement supervision period begins. Budgeted over time, these costs will not make such a big dent in money you may be saving for the costs of raising a child. When fees are linked to a specific service or part of the process, the family is also in a better position when something unexpected happens, such as an agency suddenly going out of business. Ask specific agencies about their payment plans when you are selecting an agency.
For private and independent adoptions, the birth parent(s) can decide whether or not he or she wishes to select the adoptive parents, meet with them, even maintain an ongoing relationship, if he or she so chooses. That is called an open adoption. In a closed adoption, the names of the birth mother and father and the adoptive parents are not shared with one another.
If you're looking to adopt, you'll have to pay an attorney, an agency, or both. The transfer of a human into your custody is a big deal with lots of paperwork, and you need a professional. Their average costs, according to Adoptive Families, are within spitting distance of each other: about $13,000 for attorney fees, and $17,000 for an agency (though these numbers change drastically depending on your state, agency/attorney, and situation). You also very well might be working with both an attorney and an agency concurrently, which means you'd pay both.
Like the first-time pregnant woman who remains blissfully and intentionally naive about the pains of childbirth, my husband and I sat in many an adoption class grinning wryly at one another. “It’s not going to be like that for us,” said the grin. Except it was like that for us. It was like that in ways that even the classes, taught by qualified adoption professionals, could not have convinced us.
Adopting a child is a major decision that changes lives. So, if you are considering adoption, it’s important to reflect and consider a multitude of aspects before moving forward. Hopefully, these questions provoked thoughts and feelings that can help guide you in this process. If you still have questions, AdoptHelp offers informational resources to adoptive parents and birth mothers.
This is a tax credit offered to adoptive parents to encourage their adoption. The United States International Revenue code offers a credit for “qualified adoption expenses” paid or incurred by individual taxpayers. The credit apply’s for all types of adoption except step-parent adoption and is available in the year the adoption is finalized. In 2017, the maximum adoption tax credit was $13,570 per child. The amount changes year over year due to inflation. Talk with your tax adviser to understand more about the Adoption Tax Credit and how it can work for you. The Adoption Tax Credit is not refundable, but it does provide financial assistance to many families each year.