While families often pay extremely high fees to adopt infants, whether independently or through a private agency, adopting a waiting child is one way to reduce the cost of adoption dramatically. If a family plans to adopt a U.S. child who is in foster care through a public agency, the public agency in the family's county or state will often complete the homestudy at no cost. Adoptive parent preparation classes may be provided as part of the homestudy process. If the waiting child resides in the same county or state as the family, the costs of post-placement supervision may also be covered by the family's agency.
In every State there are children with special needs waiting in foster care for adoptive families. The most recent data estimate that 126,000 children are available to be adopted from foster care. In the past, the costs of care and services were major obstacles to parents who would otherwise adopt and love these children, and most were not placed for adoption. The Adoption Assistance and Child Welfare Act of 1980 provided the first Federal subsidies to encourage the adoption of children from the nation's foster care system. These subsidies, known as adoption assistance, serve to minimize the financial obstacles to adoption. In addition, other types of assistance often are available to help with medical care or other services. Adoption assistance serves to remove barriers and contribute to an increase in adoption of children with special needs. This factsheet discusses this assistance by reviewing: Federal Title IV-E adoption assistance, State adoption assistance, and how to arrange adoption assistance.
Asking friends and family to donate to your garage sale can be an amazing way to raise funds for your adoption. Hosting online actions on social media can also help you reach a larger crowd. You can ask your friends who have services or items they create or sell to donate to your auction and appreciate the free marketing and advertising you provide on their behalf with their items and services. For our Yard Sales, we asked all of our friends and family to donate unwanted items that they no longer needed. We had an outpouring of donations. We also asked friends and family to donate baked goods and had a bake sale at our Yard Sale. On the same day of our Yard Sale, we advertised for a car wash at a local grocery store. Between both events we raised almost $6,000 in one day. I set up a Square account and people gave/donated more because they could use a debt/credit card.
There are many options out there for covering adoption costs. Some people have worked a second job, made significant cuts in their spending, or saved for several years in order to finance an adoption. Others have taken out loans, borrowed against their 401K, or taken advantage of an employer’s adoption benefits. Adoption grants are out there, but there are far more applicants than funds available, so grants cannot be counted on for funding. Finally, some people do fundraise, though within the adoption community, this has a very mixed reception. And remember, as you will see, some forms of adoption cost less than others. If you qualify for adopting from foster care, and that is something that fits your family, then it can be an affordable adoption option.
Secondly, adoption requires a lot of legal hoops, and for good reason. A lot of what you’re paying for is the peace of mind that the child you adopt is now fully and legally yours. If you don’t follow all the proper legal procedures, if the birth mother isn’t fully aware of her rights, if she doesn’t sign the right documents or isn’t told the right thing at the right time, if you haven’t dotted all the i’s and crossed all the t’s than the new child you adopted could be taken away. A judge could declare the adoption null and void and you lose. How much would that suck?
To begin with, there are many steps involved to ensure the safety of the child. Whether you adopt domestically or internationally, you will need a home study. Your home study involves an examination of your finances, relationships, health, home, and motivations for adoption. A licensed social worker will conduct in-person interviews, then sift through all your mounds of paperwork to write an evaluation of your family. There are background checks, fingerprints, medical examinations, and adoptive-parent education trainings, all of which carry a price tag. Additionally, you will pay for post-adoption reports to confirm the adopted child is being raised in a secure, loving environment.
If you're looking to adopt, you'll have to pay an attorney, an agency, or both. The transfer of a human into your custody is a big deal with lots of paperwork, and you need a professional. Their average costs, according to Adoptive Families, are within spitting distance of each other: about $13,000 for attorney fees, and $17,000 for an agency (though these numbers change drastically depending on your state, agency/attorney, and situation). You also very well might be working with both an attorney and an agency concurrently, which means you'd pay both.
If they get into a car accident in Florida and the child has to be hospitalized, the non-biological mother is a legal stranger to the child. In cases where a lesbian couple conceives a child via co-IVF, meaning one spouse carries the other spouse's egg, the biological (but non-gestational) mother is the legal stranger. The only way to guarantee nationwide parental rights for a non-biological or non-gestational parent is by an adoption order. Even a state that doesn’t want to recognize same-sex marriages will still recognize an adoption order. But it won't come cheap.