– Birth mother expenses – Birth mother expenses are also paid out of pocket. The payment of birth mother expenses are regulated by each state, but they usually include medical, living, legal, and counseling expenses. These are unpredictable and vary from case to case. With our son’s adoption, we did not pay any additional expenses for his birth mother.
When using a sliding scale, an agency sets a fee for its services based on the family's income or ability to pay. If you are exploring working with a private agency, ask if this is an option, even if it is not mentioned in the agency's literature. A sliding scale can make the cost of a homestudy, parent preparation classes, or post placement supervision much more affordable for low or middle income families, allowing them to focus their financial plans on raising their children rather than only on adopting them.
The adopting parent(s) need to pass an Adoption Home Study. A social worker will visit the home, meet with all family members and collect required documentation. Most states require the Home Study be conducted by a licensed agency, although some states allow a private social worker to conduct the Home Study. It is safer to go with an agency study, even if a private social worker can to it, because if you adopt a child from another state, they may require an agency Home Study. In that scenario, you would need to begin again (losing time and money). Also it is prudent to confirm what other services the Home Study provider offers or if you can call with questions after the study is completed. Fees for the Home Study are set by the social worker or agency.
If your state does allow private adoptions, where the birth mother and prospective adoptive parents find each other, there will still be some fees associated with the adoption. These fees may include advertising online to locate a birth mother. Again, this is not allowed in every state. As indicated above, if your state requires you to utilize an adoption agency, they may charge a lesser fee than if they facilitated the match between birth mother and adoptive parents. You may also want to consult an attorney if you are pursuing a private adoption. Not only will you know what your rights are regarding the adoption process but it also might give you peace of mind as well. In some states you can use an adoption attorney to facilitate the adoption process and will pay whatever they charge and whatever their hourly rate is. Again, this is not one size fits all either. Make sure you consult with more than one adoption attorney before choosing the one that fits your family’s need the best.
According to Ellison, another resource many people don't even think to investigate is their own employer. Dave Thomas Foundation for Adoption (DFTA) publishes a list every year of the 100 most adoption-friendly workplaces, but even if your company's not on the list, it's still worth asking your HR department. According to the DTFA, 52 percent of companies surveyed offer a financial adoption benefit. (And if you want to establish adoption benefits at your company, DTFA offers a free kit to do so.) There are also grants available, ranging from $1,000 to $15,000. Ellison says that many of these are faith-based, based on financial need, or for adopting children with special needs. These grants tend to be incredibly competitive, with "literally hundreds of families applying for the same money." You can start applying at Helpusadopt.org, Resources 4 Adoption, or International Adoption Center, or see if your agency partners with Your Adoption Finance Coach.
This is a tax credit offered to adoptive parents to encourage their adoption. The United States International Revenue code offers a credit for “qualified adoption expenses” paid or incurred by individual taxpayers. The credit apply’s for all types of adoption except step-parent adoption and is available in the year the adoption is finalized. In 2017, the maximum adoption tax credit was $13,570 per child. The amount changes year over year due to inflation. Talk with your tax adviser to understand more about the Adoption Tax Credit and how it can work for you. The Adoption Tax Credit is not refundable, but it does provide financial assistance to many families each year.
Special needs. Special needs cats include senior cats with ailments that are common to aging, blind, deaf, or disabled cats, and those with chronic health conditions. While your heart might go out to such a cat at the shelter, it's important to bear in mind that cats with special needs will need more of your time and attention, and might also need regular veterinary care and medication that can be costly. Before taking on such a challenge, be honest with yourself about whether there's room in both your schedule and your budget to realistically accommodate the cat's needs.
Adoption agencies do not expect the entire cost of an adoption to be paid "up front." For example, an agency might divide payment into three portions, with one-third of the total amount to be paid when filing the initial application, one- third at completion of the homestudy process, and one- third when the child is placed and the post placement supervision period begins. Budgeted over time, these costs will not make such a big dent in money you may be saving for the costs of raising a child. When fees are linked to a specific service or part of the process, the family is also in a better position when something unexpected happens, such as an agency suddenly going out of business. Ask specific agencies about their payment plans when you are selecting an agency.
AdoptionLife.org is a licensed private agency specializing in infant domestic adoptions. Private adoption agencies, such as AdoptionLife.org, work with expectant parents who have chosen to make an adoption plan. We provide support, counseling and advocacy throughout the entire process. We encourage expectant parents to choose a prospective family for their child based on shared information and regular contact. Private adoption fees average between $30,000-$40,000 and may include the following:
The next big ticket item in international adoption cost is travel. This is a highly variable budget item because so much is dependent upon which country you are traveling to. In some countries, you only need to stay a few days while others require a parent to stay for weeks, and still, other countries require multiple trips. The cost within the countries will vary as well. I’ve seen travel quotes range from $3,500 to $4,000 for China, to $9,000 to $15,000 for Ukraine, and $7,000 to $9,000 for Colombia. Your travels costs will also depend on the type of hotel you stay in, how much you spend on food, and how much shopping you do.
Explores some of the emotional ups and downs that adoptive parents may experience before, during, and after adoption. While every family is unique and every parent has different feelings and experiences, there are some general themes that emerge regarding adoptive parents' emotional responses. The purpose of the factsheet is to identify some of these themes, affirm common feelings, and provide links to resources that may help your family address adoption-related concerns.
Many shelters have adoption counselors on staff who can help match you with the right cat. If no counselors are available, you can still talk to shelter staff and volunteers who have spent time with each cat and gotten to know their personalities. If you're on your own, it can be difficult to gauge a cat's true personality when meeting her for the first time in a shelter environment, as this can be a stressful situation for the cat and she may adjust her behavior accordingly.
Kitten or adult cat. Kittens are hard to resist, and you might have your heart set on one. Just keep in mind that kittens are extremely energetic and require a lot of time and patience. A kitten's temperament can also be hard to predict, as it will change as the kitten matures into an adult. If you prefer a cat with specific temperament traits, it's best to choose one that is mature. Older shelter cats tend to be calmer and often have the advantage of already being litter box trained, socialized, and acclimated to being members of a household. Also, keep in mind that kittens grow up much more quickly than human babies. Most kittens will reach maturity and become an adult within a year's time.