A: The costs really depend on the type of adoption, and, to some extent, the length of time it takes to adopt. Costs can range from $0 to $50,000. Child Welfare Information Gateway has an excellent review of adoption costs with references. Many employers also offer adoption benefits to help offset the cost. In 2013 the Federal Adoption Tax Credit was created to help families cover the adoption costs, as well.
To begin with, there are many steps involved to ensure the safety of the child. Whether you adopt domestically or internationally, you will need a home study. Your home study involves an examination of your finances, relationships, health, home, and motivations for adoption. A licensed social worker will conduct in-person interviews, then sift through all your mounds of paperwork to write an evaluation of your family. There are background checks, fingerprints, medical examinations, and adoptive-parent education trainings, all of which carry a price tag. Additionally, you will pay for post-adoption reports to confirm the adopted child is being raised in a secure, loving environment.
“I think most people understand the basic application fees, homestudy fees, and such. It’s the large country fee that people really don’t understand. Much like the question “Why does it take so long?” there is just a lot of paperwork, a lot of applications, a lot of approvals that must be obtained. All of those cost money. You are paying for an original birth record, an updated birth record with your name on it, a passport for the child, a Visa for the child, immigration expenses, lots of translating fees, lots of foreign notaries, 6 months to 2+ years of food, clothing, housing, medical and child care, etc.” From ransomsinchina.com
The first expense related to adoption is the fees associated with becoming eligible to adopt a child. The majority of the answers to the question, “Why is adoption so expensive?” will be answered with this eligibility process. To become eligible to adopt, most prospective adoptive parents will need to hire an adoption agency or adoption attorney to guide them through the adoption process. To begin the journey with one of these adoption professionals, many will require some sort of retainer or application fee. This fee can vary tremendously, but as an example, one attorney quoted a $700 retainer fee upfront to be hired for an adoption process. One of the agencies my husband and I looked into required a $300 application fee to being the process with their adoption agency.
Adoption cost varies drastically between different modes of adoption. Location, agency costs, private attorney costs, foster care benefits, and international concerns such as travel or translation are all factors that affect the overall price of an adoption. Below are the average costs for most if not all of the expenses included in the typical types of adoption available to prospective parents.
Temperament and personality. Do you prefer a cat that is friendly and outgoing, or one that keeps more to herself? Does she need to get along well with children or other pets, or will she be an only cat? Do you want her to be energetic and playful, or more calm and laid back? Would you like her to be talkative or would you rather she be quiet? These characteristics have a lot more bearing on how happy you'll be with your new kitty than superficial traits like what her coat looks like, so it's important to determine your preferences before visiting the shelter. Luckily shelters allow and encourage you to interact with the cats before adopting in a cat-designated room. This will help you better determine her temperament. If she is open and apt to playing with toys, she probably is pretty outgoing. If she hides in the corner, she probably will take some time to warm up to you. If she is very friendly, purring and letting you pet her, she is likely a great cuddle buddy.
In considering your original cat’s personality, your shy cat could be overwhelmed by a bossy cat, and your bossy house cat may be likely to bully a shy newcomer. It is possible to successfully introduce cats. Sometimes adding a cat to the family is unavoidable. If you’re getting married, for example, and if you both have cats, then the merger is a must.
This is a tax credit offered to adoptive parents to encourage their adoption. The United States International Revenue code offers a credit for “qualified adoption expenses” paid or incurred by individual taxpayers. The credit apply’s for all types of adoption except step-parent adoption and is available in the year the adoption is finalized. In 2017, the maximum adoption tax credit was $13,570 per child. The amount changes year over year due to inflation. Talk with your tax adviser to understand more about the Adoption Tax Credit and how it can work for you. The Adoption Tax Credit is not refundable, but it does provide financial assistance to many families each year.
"In many states, we can determine that someone is eligible to buy a gun in less than 4 hours," Craig Juntunen—founder and CEO of the global advocacy organization Both Ends Burning and executive producer of the documentary STUCK—told BuzzFeed Life. "But during the 3 years that an adoptive family is being proven eligible, the adoptive child is losing developmental days that they will never get back."
Asking friends and family to donate to your garage sale can be an amazing way to raise funds for your adoption. Hosting online actions on social media can also help you reach a larger crowd. You can ask your friends who have services or items they create or sell to donate to your auction and appreciate the free marketing and advertising you provide on their behalf with their items and services. For our Yard Sales, we asked all of our friends and family to donate unwanted items that they no longer needed. We had an outpouring of donations. We also asked friends and family to donate baked goods and had a bake sale at our Yard Sale. On the same day of our Yard Sale, we advertised for a car wash at a local grocery store. Between both events we raised almost $6,000 in one day. I set up a Square account and people gave/donated more because they could use a debt/credit card.
After the legwork of adoption eligibility is completed, the adoption cost moving forward will largely depend on if the prospective adoptive parents are already matched or need to be matched. If the prospective adoptive parents need to be matched with a birth mother, the agency or attorney will often require a match fee. This fee allows for the agency or attorney to work, on the prospective adoptive parent’s behalf, to advertise them to expectant mothers as a potential placement for their child. There will also likely be birth mother expenses that prospective adoptive parents are obligated to pay under their state law. These expenses go towards pregnancy-related expenses such as medical care, maternity clothes, and some living expenses. The adoption cost related to birth mother expenses will be determined by the state and may be waived in some instances. Some states put a cap on the amount of birth parent expenses that are allowed. To see what birth mother expenses your state requires, you can review that information on this link.