If you adopt a child from foster care, you're eligible for a monthly government subsidy — an average of $846 a month, according to Adoptive Families. There is also sometimes a one-time reimbursement available, which ranges from $400-$2,000 depending on the state, as well as health coverage through Medicaid, and sometimes college tuition. Also, if you adopt a child with special needs through an agency, some agencies will waive their fees. (In the context of foster care, "special needs" refers not only to medical conditions and/or disabilities, but also to children who are older, not white, part of a sibling group, or some other combination of factors that have made them "difficult to place" for adoption. Each state defines "special needs" differently.)
In cases of domestic infant adoption, prospective adoptive parents may be obligated to pay birth mother expenses. These birth mother expenses are typically defined as any pregnancy-related expenses that need to be covered during the expectant mother’s pregnancy and for a short period after the birth of her child. These expenses often include maternity clothes, medical care related to the pregnancy, and often some living expenses such as utility bills and rent. There are states in which birth mother expenses are not required and others where the amount is regulated. There are also some situations in which the birth mother may choose to waive the acceptance of birth mother expense compensation. You can find out more about birth mother expenses in your state at this link.
Coat color. Regardless of hair length, cats shed. If you're someone who has a pristine white or light-colored living room and wish to keep it that way, you probably wouldn't be happy with a dark-colored cat. Similarly, if your wardrobe includes a lot of black or navy and you plan to cuddle your kitty, you should probably skip a white or light-colored cat.
One of the biggest hurdles many prospective adoptive parents face is the cost of adoption. A poll of family and friends revealed the perceived cost of adoption to be between $5,000 and $10,000. The reality is private-agency domestic adoption ranges from $20,000 to $45,000, and international adoption ranges from $20,000 to $50,000. With so many children in need of forever homes, you have to wonder: Why is adoption so expensive?
Lita Jordan is a master of all things "home." A work-from-home, stay-at-home, homeschooling mother of five. She has a BA in Youth Ministry from Spring Arbor University. She is married to the "other Michael Jordan" and lives on coffee and its unrealistic promises of productivity. Lita enjoys playing guitar and long trips to Target. Follow her on Facebook.
Most children who are photolisted on adoptuskids.org are eligible for adoption assistance provided by the federal Title IV-E Adoption Assistance Program. It can take the form of a one-time payment, ongoing financial assistance, or both, in addition to Medicaid or other medical assistance. Read more about Title IV-E in Adoption Assistance for Children Adopted from Foster Care, a fact sheet from Child Welfare Information Gateway.