An advantage of starting out as a foster parent is the quantity of training and preparation. In addition to the series of classes at the beginning of the process, foster parents receive training on an on-going basis, addressing a variety of parenting issues. To learn more about foster parenting, visit the website of the National Resource Center for Foster Care and Permanency Planning at http://www.hunter.cuny.edu/socwork/nrcfcpp.
Kitten or adult cat. Kittens are hard to resist, and you might have your heart set on one. Just keep in mind that kittens are extremely energetic and require a lot of time and patience. A kitten's temperament can also be hard to predict, as it will change as the kitten matures into an adult. If you prefer a cat with specific temperament traits, it's best to choose one that is mature. Older shelter cats tend to be calmer and often have the advantage of already being litter box trained, socialized, and acclimated to being members of a household. Also, keep in mind that kittens grow up much more quickly than human babies. Most kittens will reach maturity and become an adult within a year's time.
Private domestic adoption costs vary from adoption to adoption and state to state. An agency fee ranges from $15,000 – 30,000. Additional costs for birth parent expenses (i.e. medical, rent, living expenses, phone, etc.) are set on a case-by-case basis. The adopting parent(s) pays for the Adoption Home Study and Post Placement Supervisory Visits, travel, as well as legal counsel for themselves and the birth parent(s). Private placement adoption costs are between $25,000 – 50,000.
Birth and Adoptive Parents are entitled to separate and impartial legal representation during the pregnancy and at the time of placement. Adoptive parents require legal counsel at the time of finalization of the adoption. If birth parents will be part of the finalization process, they will also be entitled to legal counsel. The adoptive parents typically pay for all legal costs, including court filing fees and serving notice, when needed.
Long-haired or short-haired. Long-haired cats are beautiful, but they require a lot of grooming and maintenance. If you don't have time to devote regularly to combing and detangling your kitty's coat, it's probably best to stick to a short-haired variety. Also, long-haired cats tend to have more, and larger hairballs from grooming. Just be prepared!
The adopting parent(s) need to pass an Adoption Home Study. A social worker will visit the home, meet with all family members and collect required documentation. Most states require the Home Study be conducted by a licensed agency, although some states allow a private social worker to conduct the Home Study. It is safer to go with an agency study, even if a private social worker can to it, because if you adopt a child from another state, they may require an agency Home Study. In that scenario, you would need to begin again (losing time and money). Also it is prudent to confirm what other services the Home Study provider offers or if you can call with questions after the study is completed. Fees for the Home Study are set by the social worker or agency.
One of the biggest ways to offset your adoption bill is with the tax credit. You can receive up to $13,460 per child in reimbursement for "qualified adoption expenses," and this number goes up every year. Also, you don't have to claim it all in one year; if you claimed $3,000 in 2014, then you can still claim the remaining $10,460 credit by 2018. Some states have tax credits as well. Ellison stresses the importance of finding an accountant or CPA who knows how to apply these credits. For instance, Bills Tax Service in Illinois specializes in this credit and will do taxes for families anywhere in the country. Active-duty members of the military can also receive reimbursement of up to $2,000 per child for adoption costs.
Probably the most common questions asked in adoption: "How much does it cost to adopt a child?" or "What is the cost of adoption?" Not all adoption processes are the same and each one has its own expenses. In a domestic adoption, expenses may include legal representation for the adoptive and birth parent(s), medical costs, counseling, rent, phone and travel for the birth parent(s), and travel, court, Home Study and networking/advertising costs for the adoptive parent(s). In an international adoption , there are agency or attorney fees plus the applications to United States Citizenship and Immigration Services. In the country from which the child will immigrate, there are legal and agency costs, court, medical and document and translation costs, donations to the child welfare center and local travel.
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– Medical appointments and financial documents – Your agency will require you to have a physical exam, any cost associated with the exam is paid out of pocket in addition to any fees paid to the agency. The same goes for any financial documents you may need. If there is a charge in obtaining them, you are responsible for those costs out of pocket.
– Dossier Preparation – The adoption dossier is similar to the paperwork process of a home study. It is essentially the gathering of several pieces of paperwork to provide to the sending and receiving country to show that the adoptive parents will be able to provide a safe and secure home for the child. This fee can range anywhere from $1,000 to $2,000.
Adoption is expensive because the process to legally adopt a baby requires the involvement of attorneys, social workers, physicians, government administrators, adoption specialists, counselors and more. While the adoption journey is an emotional one for prospective birth mothers and adoptive families, the adoption process is a legal function. Adoptions completed by fully licensed agencies are held to high ethical standards, which can mean more paperwork and higher costs.
When using a sliding scale, an agency sets a fee for its services based on the family's income or ability to pay. If you are exploring working with a private agency, ask if this is an option, even if it is not mentioned in the agency's literature. A sliding scale can make the cost of a homestudy, parent preparation classes, or post placement supervision much more affordable for low or middle income families, allowing them to focus their financial plans on raising their children rather than only on adopting them.
This is a tax credit offered to adoptive parents to encourage their adoption. The United States International Revenue code offers a credit for “qualified adoption expenses” paid or incurred by individual taxpayers. The credit apply’s for all types of adoption except step-parent adoption and is available in the year the adoption is finalized. In 2017, the maximum adoption tax credit was $13,570 per child. The amount changes year over year due to inflation. Talk with your tax adviser to understand more about the Adoption Tax Credit and how it can work for you. The Adoption Tax Credit is not refundable, but it does provide financial assistance to many families each year.
Adopting a child is a major decision that changes lives. So, if you are considering adoption, it’s important to reflect and consider a multitude of aspects before moving forward. Hopefully, these questions provoked thoughts and feelings that can help guide you in this process. If you still have questions, AdoptHelp offers informational resources to adoptive parents and birth mothers.
These numbers include everything: travel, paperwork, agency, attorney, etc. China, Ethiopia, and South Korea are the only countries that AdoptiveFamilies.com publishes, because they are the most popular. While most other estimates for international adoption appear comparable, those numbers can sometimes go down significantly if a family is willing to adopt older children, sibling groups, or children with disabilities or medical needs. Here's how those expenses break down.
One of the biggest hurdles many prospective adoptive parents face is the cost of adoption. A poll of family and friends revealed the perceived cost of adoption to be between $5,000 and $10,000. The reality is private-agency domestic adoption ranges from $20,000 to $45,000, and international adoption ranges from $20,000 to $50,000. With so many children in need of forever homes, you have to wonder: Why is adoption so expensive?