A: The costs really depend on the type of adoption, and, to some extent, the length of time it takes to adopt. Costs can range from $0 to $50,000. Child Welfare Information Gateway has an excellent review of adoption costs with references. Many employers also offer adoption benefits to help offset the cost. In 2013 the Federal Adoption Tax Credit was created to help families cover the adoption costs, as well.
Attorney fees can range from pro bono to the moon. Other professionals involved in a private adoption might include a facilitator or consultant to connect the adoptive family with a birth mother, though 26 states “prohibit the payment of any fee for connecting an adoptive family with a pregnant woman or obtaining consent to adoption,” according to the Child Welfare Information Gateway. And this is part of what you’re paying for when you pay an accredited agency: You know that they’re legitimate, not a profiteer merely claiming to be able to connect you with birth parents.
When asked a question that feels too personal or improper, you have the right not to answer it -- particularly if it compromises your child's, the birth mother's, or your own privacy. But sometimes you can find a way to respond to a question that's in the best interest of your family and offers some important information about adoption. For instance, when asked "How much did you pay for your baby?" you can explain that the fees you paid your agency and/or orphanage (you don't have to disclose the amount) went toward the facilitation of your adoption and to the early care of your child. In a sense, they're similar to what a pregnant woman pays to her doctor and hospital, you can add.
An advantage of starting out as a foster parent is the quantity of training and preparation. In addition to the series of classes at the beginning of the process, foster parents receive training on an on-going basis, addressing a variety of parenting issues. To learn more about foster parenting, visit the website of the National Resource Center for Foster Care and Permanency Planning at http://www.hunter.cuny.edu/socwork/nrcfcpp.
Prospective adoptive parents may be concerned about the costs of adopting a child and their ability to meet those costs. Becoming a parent is rarely free of expenses—pregnancy and childbirth can be expensive and even more so without adequate insurance—and adoptive parents may be faced with initial costs that seem challenging. However, with planning and knowledge about the different types of adoptions and available resources, they can develop a budget to include most of the foreseeable expenses. This factsheet explains these expenses so that prospective adoptive parents can make informed decisions throughout the adoption process.
Kittens, like puppies, benefit from having a litter of mates for playing, cuddling, and for providing interesting games when no humans are home. So if you want a kitten, it might be best to have two that can socialize as siblings. Young kittens don't always get full training from mom on using the litter box, but two cats together can sometimes help influence each other in this regard.
Every adoptive family is required to complete a home study. Home studies consist of multiple stages, starting with an orientation period. Initial information is recorded about the family and interviews are conducted to retrieve specific background information. Preparation training for adoptive parents is required along with home visits that ensure the home is safe and suitable for children. In addition, health, income, and autobiographical information are required, as well as thorough background checks and fingerprinting. Lastly, personal references must be submitted in order to provide the most complete picture of the family. After each stage of the home study, a report is created by the home study agency. These reports are combined to create the family’s portfolio which prospective agencies and birth parents can review based on the type of adoption program. After placement, a home study agency will also complete post-placement visits. These visits focus on making sure the child is doing well and thriving within their new family. The entire home study/post-placement process can span many months to years (depending on how quickly a waiting child is placed into the family) and the cost is often impacted accordingly.
When using a sliding scale, an agency sets a fee for its services based on the family's income or ability to pay. If you are exploring working with a private agency, ask if this is an option, even if it is not mentioned in the agency's literature. A sliding scale can make the cost of a homestudy, parent preparation classes, or post placement supervision much more affordable for low or middle income families, allowing them to focus their financial plans on raising their children rather than only on adopting them.
If you have considered adoption I am sure you have asked yourself the age-old question, how expensive is adoption? While you have come to the right spot to find an answer to that question, I am afraid there is not one clear answer to your question. There are several factors to consider and several different routes you can choose. In this article, I will attempt to lay a foundation of how expensive adoption can be, how to plan ahead, and how you could possibly save money. I know it sounds strange saying “save money” while pursuing adoption, however, it is possible.
Bring others on your journey! Social media is a very powerful outlet for people to raise funds. You need to be active in your adoption journey and social media is a great way to remain active and create community. As you post, you must have realistic expectations. Share everyday – In general, maybe 20% of your friends will see your posts, so don’t get upset if you don’t receive a lot of interaction. Be honest about what you are using the funds for and make a breakdown of what all the fees were used for. I shared every step of our journey on social media for all to see. I kept everyone updated with details about the process. Each time I paid a fee, I posted a photo of the check amount and what it was going toward. I had so many people thank me for my honesty and openness. They felt more inclined to give and and many donated multiple times because they knew exactly what I was using the funds for. I was very careful about what our family spent money on. It is important to sacrifice and save, but that doesn’t mean you can’t ever go out for an ice cream. You just don’t need to post that on social media. Also, one thing that worked for me may not work for you. Research and find ideas that other families have done, and choose the ones that feel like a good fit for you and your network. Ask for help from friends and family, but don’t expect it or assume everyone will want to be involved.
Whether the adoption is domestic or international, travel expense can usually be expected. Undoubtedly, travel for an international adoption can be quite expensive. In most international adoption cases, the family will visit the country and the child first. Then, once that country’s waiting period is over and the process is complete, the family will return to their child’s country of origin to complete the process and travel home with their child. The cost for this element of adoption varies widely based on time of travel and country of origin.
It’s a fair question, and we’re here to help you find an answer. While the initial reaction to learning about the cost of adoption is understandable, a better understanding of what it takes to complete a successful adoption process makes clear why the cost exists. The adoption process can be long and complicated. In most cases, it takes a lot of moving parts and skilled professionals to complete. To understand why adoption costs so much, you have to understand what it takes to complete the process.
While many feel by charging for adoption services “you are putting a price tag on a child,” there are real costs associated with adoption. Adoptions through foster care are paid for through taxes. The public institutions get state and sometimes federal monies to make adoption plans and provide needed services, including monthly stipends to adopting families whose children qualify. In a private domestic or international adoption, the adopting parents typically pay for all services permitted by state and federal regulations.
This is a tax credit offered to adoptive parents to encourage their adoption. The United States International Revenue code offers a credit for “qualified adoption expenses” paid or incurred by individual taxpayers. The credit apply’s for all types of adoption except step-parent adoption and is available in the year the adoption is finalized. In 2017, the maximum adoption tax credit was $13,570 per child. The amount changes year over year due to inflation. Talk with your tax adviser to understand more about the Adoption Tax Credit and how it can work for you. The Adoption Tax Credit is not refundable, but it does provide financial assistance to many families each year.
Adopting Parents pursuing private US newborn adoptions are warned of the possibilities of an adoption opportunity disrupting. This is a heartbreaking event and for Adopting Parents an adoption disruption can leave them in a situation where they have paid for a Birth Mother’s expenses and are now unable to complete the adoption. Financially, this can be further devastating if they now find themselves unable to move forward with another adoption opportunity because of their inability to pay for additional Birth Mother expenses.
– Agency Fee/Program Fee – This number, of course, is one that varies by which country you are adopting from and what agency you are using. The costs can range from $10,000 to $15,000. For more specific information, contact a local adoption agency and discuss with them what their rates for international adoptions are and know what country you are interested in adopting from, as that will determine the cost.
I will advise you that this article is written from my own personal experience and research, please do not take it as legal advice. Please contact your local adoption agency or attorney for more information regarding how expense adoption is in your area. But for now, this article will contain basic information on how expensive adoption is and what you may expect.
A: If nobody in your family or circle of friends has adopted a child, it can be difficult to broach the subject. There are a lot of misconceptions about the adoption process and adopted children in general, and talking about it will invite people to voice what they know. HealthyChildren.org's article, Respectful Ways to Talk about Adoption: A List of Do's & Dont's, will help you learn the lingo, think about what you'd like to use, and educate your family and friends.
There are a number of ways for families to mitigate the cost of adoption, and some adoption professionals are working to make it easier for families to afford. Many of these forms of assistance are via reimbursement after the fact, so there are still plenty of up-front costs. Ellison estimates that adoptive parents "will have to pay 85 percent of the total cost of your adoption. The rest can come from loans, grants, personal fundraising, special events, and other gifts."
Costs of adopting may be minimal or can total more than $40,000, depending on a number of factors. The chart below outlines some general categories of adoption and costs associated with the services provided. The wide range reflects the multitude of factors that can affect costs, including the type of adoption, type of placement agency or facilitator, and child’s age and circumstances. Prospective adoptive parents are encouraged to check with the agencies they are considering to find out more about specific costs for their circumstances.
The adoption professional doing their part to make adoption more affordable do so in a variety of ways. Some attorneys will work pro bono or for a reduced rate. Some agencies offer graduated payment schedules, so that you only pay for services as they are rendered and not beforehand, and will connect families with resources. And Delta offers discount airfare for international adoption travel.
– Birth mother expenses – Birth mother expenses are also paid out of pocket. The payment of birth mother expenses are regulated by each state, but they usually include medical, living, legal, and counseling expenses. These are unpredictable and vary from case to case. With our son’s adoption, we did not pay any additional expenses for his birth mother.
Was my comment not good enough for you? Well, here it is again. I agree with Randy and all of the other hurt, sad, angry comments. Adoption is unreasonably expensive. It is a game of popularity. Children deserve homes and loving families. Children should not have a price tag! Adoption agencies prices should be regulated. You, Kevin, are a pinheaded little hipster who thinks he is doing “God’s work”. Your new agey church is full of health and wealth preaching, but that’s not in my King James Bible. Yes, I’m desperate. I want a baby. I have been crushed by an adoption agency and one of its “volunteer mentors”. I have been driven down even further by other adoption agencies and the exorbitant adoption fees. My favorite: “We need to do your home study. We can’t accept the perfectly god home study that you have. It has to be done by our people. Oh, and that will cost you two to three times what you paid for your original home study.” Don’t tell me it isn’t about the money.
Secondly, adoption requires a lot of legal hoops, and for good reason. A lot of what you’re paying for is the peace of mind that the child you adopt is now fully and legally yours. If you don’t follow all the proper legal procedures, if the birth mother isn’t fully aware of her rights, if she doesn’t sign the right documents or isn’t told the right thing at the right time, if you haven’t dotted all the i’s and crossed all the t’s than the new child you adopted could be taken away. A judge could declare the adoption null and void and you lose. How much would that suck?